What Is The Trend rate of House Price Increase Over The Next 30 Years? (ANZ view)
As per REINZ house price index, house prices have increased by an average compounding rate of 6.0% ( 3.8% after inflation) per year from1992 to now. Can this series of increase continue to be expected over the next 30 years? There exists suspect. As per ANZ, a closer to 4% per year is more likely.
KiwiSaver: 保持投资（staying the course) 或是择时投资 (time the market)？
对于KiwiSaver 投资者来说，没有人希望看到他们的KiwiSaver 余额下降。但是在市场动荡时期，投资者的余额往往会缩水。投资者可能会对“保持投资” （staying the course) 感到不安。然而，在市场下跌时急于转换基金类型实际上会减缓长期投资目标的增长。
Home Loan Pre-Approval: The First Step To Start Home Hunting
A pre-approved home loan gives you an idea of your potential buying power and approximate price range, so you can house hunt, or plan your build, with confidence.
KiwiSaver 是怎样通过复利的形式增长的?
KiwiSaver的增长主要依赖于增长型资产。对增长型资产(Growth assets) 来说，最重要的因素是时间。投资时间越长，获得的资本收益就越可靠。这意味着，只要你有正确的时间框架，你就应该更有信心地选择增长型资产。
The Power of Staying Invested: Time In The Market vs Time The Market
For KiwiSaver investors, no one wants to see their KiwiSaver balance decline. It is understandable that members can feel uneasy on "staying the course" as their balances shrink during the period of volatility. However, rushing for the switch of funds when the market goes down can actually slow long-term portfolio growth.