Why Insurance Important?
We all agree that the insurance business is there to help people who are really in need. It is interesting that most people are happy to buy insurance for their cars, houses, contents, and the like, but neglect the need to insure their own ability to earn. The prices they pay for these insurance […]
Research: Financial Literacy Could Help Kiwis' wealthNew!!
The study indicated that a one-point increase in financial literacy in 2011 was observed to lead to a 12 percent annual income increase relative to the average income in the sample, and by a 25 percent savings increase relative to the average savings in the sample. It is aligned with predictions that there could be up to 40 percent of wealth gap at retirement due to differences in financial knowledge.
Are you ready for mortgage rate going up?New!!
If the current inflation pressures continue, the OCR will go higher to 3% by the end of the year. If you are now sitting on a floating rate mortgage, or fixed rate rollover within the next 60 days, or simply with a " wait and see" attitude, you can lock your rates now while they are still lower than where they are projected.
Fire and Emergency New Zealand Levy Changes Take Effect 1 July 2026
What does this mean for your insurance?
If you have renewed your cover prior to 1 July 2026, there is no change to the levy during your current term of insurance (except where you add additional property/ risks to your cover). At your next renewal in 2026 or 2027, the new levy rates will apply.
Why Are You Considering Of A Reverse Mortgage?
A reverse mortgage is a specialized loan for homeowners aged 60 or older that allows you to borrow against the equity in your home. You receive cash without having to make regular repayments, as the loan and accrued interest are only repaid when you sell the home, move permanently into long-term care, or pass away