Pleasure Boat

Cover

Any accidental damage to the boat and any damage you cause to another person’s property

Legal liability up to $100,000

Boating gear

Excess

Lowest excess option of $100

Optional higher excesses available for a discounted premium

Extensions

Racing risk

Exclusions

Your excess

Wear and tear, depreciation, gradual deterioration

Mechanical breakdown

Consequential loss

Racing

While the property insured or conveying or towing motor vehicle is being driven by or is in charge of any person not complying with NZ laws.

While the boat specified in the Certificate of Insurance is used for any purpose other than private and pleasure

War, invasion, act of a foreign enemy