Loss to the rental property caused by malicious damage, vandalism or theft by tenants of the rental property. Excess $500
Loss of rent after the tenant vacates the rental property without giving the required notice (less any amount recoverable by you from advanced rent paid by the tenant.) Excess $250
Loss of rent following eviction of the tenant for non-payment of rent. Excess $250
Loss of rent where the rental property is un-tenantable as a result of malicious damage, vandalism or theft by tenants covered by the policy. Excess Nil
Loss of rent due to prevention of access, following accidental loss, including interruption to utilities supply. Excess $250
Legal liability as landlord for accidental damage to tenant’s property or accidental personal injury at the rental property. Excess $250
To exercise due care in the selection of tenants and must obtain satisfactory references in all cases
Collect a combination of at least 3 weeks rent in the form of advanced rent or a Bond which must be registered with Tenancy Services.
Complete an internal and external inspection of the rental property at intervals not exceeding 3 months, and on the change of tenants
Monitor rents on a daily basis with written notification being sent to the tenant when rent is 14 days in arrears, together with a personal visit to ascertain if the tenant remains in residence. At 21 days in arrears, make application to the Tenancy Tribunal for vacant possession.
You must at all times have a primary house insurance policy (and contents insurance where applicable) covering the rental property.
Any loss attributable to wear and tear
Any loss arising from the use of the rental property for any illegal purposes or for commercial use by the tenant where such purpose or use was known or should have been known by the landlord
Any loss occurring at a time when there was no primary house insurance policy in force